Payment plans & insurance

Braces & Invisalign Payment Plans in Laguna Beach & Laguna Niguel

Interest-free monthly plans starting at $149/month, and we accept most insurance.

Flexible Payment Options

Kinser Orthodontics understands the importance of making orthodontic treatment with braces and Invisalign affordable. That is why, in addition to accepting most dental insurance plans, we help with any remaining balance by offering flexible, interest-free payment plans starting at $149/month.

Your beautiful, radiant smile is our top priority, and we are happy to work with you to turn it into a reality. Every smile is different, so your exact monthly figure comes from your free exam, before any treatment begins.

An adult patient at the consultation desk

Four ways

Four Ways We Make Treatment Fit Your Budget

  • Interest-Free Monthly Plans From $149/Month

    Our in-house payment plans are interest-free and budget-friendly, starting at $149/month for braces or Invisalign. We tailor the plan to your situation so quality care fits your monthly budget.

  • Most Insurance Accepted

    We accept most dental insurance plans with an orthodontic benefit and go the extra mile to help you maximize what your plan covers.

  • Free Exam Before You Commit

    Your first visit is 100% free and includes an exam, a digital X-ray, and a personalized treatment plan, so you know exactly where you stand before spending a dollar.

  • Transparent Costs Up Front

    Our Treatment Coordinator gives you a clear breakdown of expenses, insurance coverage, and your payment plan before treatment starts. No surprises later.

How Insurance Works for Orthodontics

Insurance is a benefit, not a payment plan. Most dental plans with orthodontic coverage pay a set portion of treatment up to a lifetime maximum, and the rest is where our payment plans come in.

We file the claim for you. Our team handles the paperwork with your insurance company, so you never have to chase reimbursement on your own.

Estimates are estimates. Before you start, we verify your coverage and give you our best estimate of what your plan will pay. Your insurer makes the final call, and we walk you through anything that changes.

No insurance? No problem. Our interest-free in-house plans were built exactly for this, and your consultation is still free.

Three steps

Getting Started Is Easy

  • 1. Book Your Free Exam

    Schedule a free consultation at our Laguna Beach or Laguna Niguel office. It includes an exam and digital X-ray.

  • 2. Get Your Exact Numbers

    Our Treatment Coordinator breaks down your cost, checks your insurance, and builds a monthly plan around your budget.

  • 3. Start Your Smile

    Happy with the plan? You can start braces or Invisalign the same day as your first visit.

Google reviews

What Patients Say About Paying for Treatment

Excellent experience, would definitely recommend to others. Flexible with days and times. I love that there are 2 offices, so we can really get the day and times that work for us. Love the monthly payments! Takes the sting out of paying for Ortho all at once:) thank you!

Kami Swanson

Google review

Questions

Payment Questions, Answered

  • Every smile is different, so cost depends on your treatment plan. Our interest-free payment plans start at $149/month, and your exact figure comes from your free exam, before treatment begins.

Free consultation

Find out what your smile would cost

Book a free consultation and leave with your treatment plan and exact monthly payment, no obligation.